"Americans have usually gone back to ol' reliable cash when the economy is troubled, like after the Sept. 11 attacks. Dvorkin thinks consumers will return to their credit-spending ways when the economy gets on its feet, saying, "It's hard to to teach an old dog new tricks. Consumers have short memories. When the economy turns around, they'll return to the same old ways."
Nowadays every time I use a coupon or buy something I NORMALLY would buy on sale I tell Brando I earned blank percent on my money. So if I use a coupon I got in the mail for a free meal at Pei Wei at a time I would've eaten out any way then I've earned 100% on my money. If I use a $10 off coupon at Bed and Bath on a $20 item I've earned 50%. If it's a $1 they overcharged me on a $3 item that I bring up at the register that's 25%. These add up to real money. With just those three things I've already earned $19 of my money I've already worked so hard to earn, without any banks CD. I'm not even counting the credit card interest I'm earning had I put it on a credit card and been paying that amount. But that's a stupid tax for me any way, and I'm still paying it on the credit card amount we have left!!
I've also discovered something with Brando going out on dates with him lately. If you're nice enough to people to have an interesting conversation with people behind the counter who have been doing the same thing over and over all day you get lots of free things. I've never seen Brando so friendly with people, but he has conversations wherever we go. Totally not expecting free things, but it practically gets shoved in his hands as he hands it off to me : ) .