Financial Workshop Week Two

Today we looked at Cash Flow Planning. Cash Flow Planning is a politically correct word for the word 'budget' for those of us who cringe and feel like an instantly caged animal when hearing that word.

They introduced a plan where you plan to spend every penny of your money before it is even received. It covered normal bills and expenses, to saving, to debt, to money to blow. Basically anywhere our money can go it can be accounted for before it goes there, all the way down to a ZERO balance. They actually mentioned if you have leftover money when you're done at the end of the month you didn't get it. Things like savings, holidays, vacations, and blow money (for when you just want to blow money - haha that sounds perverted) all get taken care of and accounted for now, not left by the wayside for when and if we get there.

We are only on the second week so far. Already I have been getting way more out of it than I thought I would. I thought I was just there for Brando's sake ; ). After all I know how to save. Turns out I don't know how to spend : ) .