Baby Step #1

Put $1000 in an emergency fund. Translates to: sell stuff around the house. We've got lots of it, but geez it's a pain to list on Ebay stuff you've had sitting around for years that you're not intimately familar with. Sit n Stand stroller, taj mahal tent, scuba diving gear that weighs 100 lbs., drums. All good stuff. All into our emergency fund. I think the kids are supposed to be afraid we're going to sell them : ) !